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New Salem - January 19, 2005

Counselorís Corner
Dr. Gaylynn Becker
National Certified Career Counselor
New Salem & Hebron High Schools

Financial Aid - Part 1

This yearís Financial Aid Night was very well attended. Sandy Klein of Dickinson State University did another excellent job. Iím not sure if the cool pens, the door prizes, the chance at a scholarship, or very concerned students and parents that made for the high attendance. Perhaps it was all four. In any event, those who attended have a great start on the financial aid process.

Types Of Federal Financial Aid
There are many types of financial aid for students of all ages who wish to pursue higher education. The United States Government is the primary source of financial aid for most students in the United States. The Free Application for Federal Student Aid (FAFSA) assists those who wish to obtain the following types of federal financial aid for attending college: grants, scholarships, work-study, and federal loans. Some of the specific grants and other aid that students may receive as a result of completing the FAFSA are: Pell Grants, Supplemental Educational Opportunity Grants (SEOG), North Dakota State Grant, College Work-Study, Federal Subsidized Loans, and Federal Unsubsidized Loans.

What Is The Maximum Amount Of Each Type Of Financial Aid?
The maximum amount of each of these sources of federal aid is:
Pell Grant $ 4,050.
SEOG Grant 4,000.
College Work Study Varies
Federal Subsidized Loan Limit Federal Unsubsidized Loan Limit
Freshman $ 2,625. $ 4,000.
Sophomore 3,500. 4,000.
Third Year 5,500. 5,000.
Fourth Year 5,500. 5,000.
Total Undergraduate Loan Limit $ 23,000.
Total Graduate Loan Limit 65,500.

All of the types of federal financial aid listed above are need based. That means that the determination of whether or not a student receives a grant, loan or college work-study is based upon the students income and assets. If the student is dependent, it then also depends upon the income and assets of the parents. The lower the income and assets of the student and the parents, the higher the need for the student and as a result the greater the financial aid package the student will receive.
For more information on career information and links, please see my Career Planning website at If you have any questions on career, counseling, or assessment topics, you can e-mail me at You can also contact me at New Salem High School at 843-7610, at Hebron High School at 878-4442, or at my residence at 222-3222.

Have an excellent academic day!